FINANCE.

BMW Financial Services offers a selection of vehicle finance products that will assist in making your dream of driving a BMW a reality.

Innovation and flexibility, inside and outside your BMW.

Driving a BMW is all about choice and the power to choose. Now, with BMW Select, you have more power to choose the finance option that suits you and your lifestyle.

Each BMW Select contract includes the benefit of a Guaranteed Future Value (GFV). This gives your vehicle’s end-of-term value in advance, protecting you from unexpected depreciation.

Simply choose your BMW, select your preferred term and expected annual mileage and we will provide you with a Guaranteed Future Value (GFV) on your BMW.

At the end of your contract term you will be left with a number of options.

  1. Settle the outstanding balance and take ownership of the vehicle
  2. Refinance the outstanding balance
  3. Trade your BMW in for a new model
  4. Return the vehicle to your dealer

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Own a new BMW on terms that suit you.

This flexible plan allows you to leave the showroom in a new BMW in a few steps. At the end of term, you will own the vehicle without the worry of there being hidden costs.

  1. Choose the contract term
  2. Negotiate a contract period that suits you (from 6 – 72 months)
  3. Settle on the monthly repayment amount

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Enjoy peace of mind motoring with a finance package that unlocks financial freedom.

In an uncertain economy, fixing the interest rate is often the preferred choice for drivers who do not wish for unexpected twists and turns. Securing your rate has a number of advantages.

  1. Budgeting becomes simple due to the constant payment
  2. No risk associated with interest rate increases during the term of the contract
  3. Ability to settle the contract at any point. Standard terms and conditions apply
  4. Available on instalment sale or lease contract

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Thinking of paying for your car in cash? Perhaps it′s time to reconsider with BMW Edge.

This innovative product offers a 50:50 payment plan that answers the question: why pay the full amount when it makes more sense to invest the balance and yield higher returns? With BMW Edge, you no longer have to deplete your savings or withdraw from your mortgage funds to pay for your car in cash.

  1. Put down 50% of the purchase price as a deposit
  2. Benefit from lower monthly premiums by servicing the interest only over a 36 month period
  3. At the end of the term you can either settle the outstanding 50% balloon payment, refinance it or trade in your BMW for a newer model

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Drive a new or BMW Premium Selection Certified pre-owned car with affordable monthly payments.

A lease is the perfect solution for individuals or businesses who wish to drive a BMW without the risks associated with vehicle ownership.

  1. No substantial initial payment necessary
  2. Flexible contract lengths available (from 12 – 72 months)
  3. A number of end-of-term options exist, including ownership of the vehicle

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

BMW Financial Services (South Africa) (Pty) Ltd. is an Authorised Financial Services & Registered Credit Provider NCRCP2341.