FINANCE.

BMW Financial Services offers a selection of vehicle finance products that will assist in making your dream of driving a BMW a reality.

Drive the new you, every three years.

Whatever stage of life you’re in there is a BMW that suits your aspiration, your passion and your pocket. BMW Select Finance is a flexible payment plan that puts you behind the wheel of a new or selected Approved Used* BMW every 3 years.

Here’s how it works:

  1. Select the deposit that’s right for you, starting from 0%.
  2. Tailor your monthly payments by:
    • Selecting your number of instalment from 12, 18, 24, 30, 36, 42, 53 or 56 months.
    • Estimating how far you plan on travelling during your contract term, in convenient increments of 5 000 km, starting at 10 000 km and up to
      95 000 km.
    Based on these choices, we’ll calculate your BMW’s Guaranteed Future Value. This is your optional final payment and shields you from depreciation and gives you complete peace of mind at the end of your contract term.
  3. At the end of your finance contract, the choice is yours:
    • Return your BMW and select a new one, or;
    • Settle or refinance the optional final payment and your vehicle is yours to keep, or;
    • Return your BMW and if it’s within your agreed mileage and in good condition, you’ll have nothing more to pay.

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

*Vehicles less than one-year old with a maximum odometer reading of
20 000 km.


Own a new BMW on terms that suit you.

This flexible plan allows you to leave the showroom in a new BMW in a few steps. At the end of term, you will own the vehicle without the worry of there being hidden costs.

  1. Choose the contract term
  2. Negotiate a contract period that suits you (from 6 – 72 months)
  3. Settle on the monthly repayment amount

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Enjoy peace of mind motoring with a finance package that unlocks financial freedom.

In an uncertain economy, fixing the interest rate is often the preferred choice for drivers who do not wish for unexpected twists and turns. Securing your rate has a number of advantages.

  1. Budgeting becomes simple due to the constant payment
  2. No risk associated with interest rate increases during the term of the contract
  3. Ability to settle the contract at any point. Standard terms and conditions apply
  4. Available on instalment sale or lease contract

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

Thinking of paying for your car in cash? Perhaps it′s time to reconsider with BMW Edge.

This innovative product offers a 50:50 payment plan that answers the question: why pay the full amount when it makes more sense to invest the balance and yield higher returns? With BMW Edge, you no longer have to deplete your savings or withdraw from your mortgage funds to pay for your car in cash.

  1. Put down 50% of the purchase price as a deposit
  2. Benefit from lower monthly premiums by servicing the interest only over a 36 month period
  3. At the end of the term you can either settle the outstanding 50% balloon payment, refinance it or trade in your BMW for a newer model

If you have any questions or queries, speak to a Finance & Insurance Manager at your preferred BMW Dealership.

BMW Financial Services (South Africa) (Pty) Ltd. is an Authorised Financial Services & Registered Credit Provider NCRCP2341.